About

Founded in 1994 as a company primarily managing artists in the music industry, and providing legal services to companies and organizations in the music sector, the company has grown to provide music business management services and general legal counsel.

Non-Resident Tax Services

Our expertise in managing non-resident entertainers’ Canadian tax responsibilities includes non-resident Business Number and Individual Tax Number registrations, Federal R105 and Quebec Provincial withholding tax waiver applications, and all matters related to general tax compliance. Our office has represented non-resident entertainers in tax audits and even in Canadian Tax Court regarding their general tax disputes with the CRA.

For more information on our non-resident services, visit our specialized site: www.taxwaivers.ca

Business Management

For over 15 years, the company has taken care of financial administration for some of the largest artists in the world in conjunction with their work in Canada and advised them on all tax matters. The company is now well-known all over the world for its work with non-resident artists performing in Canada.

In recent years, the company has expanded its scope of operations to include full business management services for domestic Canadian artists, including tax planning and processing all necessary tax filings.

The company has incredibly valuable relationships with the Canadian Revenue Agency and business management firms in the U.S. and the U.K., which allows it to best serve its clients.

Services include:

  • Logging expenses
  • Invoicing
  • W8-BEN/W8-BEN-Es and collections
  • Royalty tracking and verification
    • Artist royalties from record companies and distributors
    • Canadian and international neighboring rights including Sound Exchange
    • Public performance royalties including SOCAN, ASCAP, BMI, SESAC, etc.
    • Mechanical royalty collection and reporting
  • Royalty reports for artists and independent labels
  • Income statements and administration of commissions
  • Bank account administration
  • CRA/IRS account representative
  • All Canadian and required foreign tax filings
  • Tax planning
  • Consultation regarding international financial and tax matters through our many collaborators in the United States and Europe

Legal Services

In providing legal services, the company specializes in working closely with small and medium sized businesses in the Montreal area, assisting them with their contractual and commercial relationships and corporate structure.

In this area of the company’s work, it specializes in corporate structure, general commercial agreements, property and leasing transactions, employment matters, intellectual property rights and copyright.


The company is owned by Richard Dermer, a long-time resident of Montreal and small business owner himself from 1985 to 1994. Richard graduated Vassar College with a Bachelor of Arts in History, followed by graduating with a Bachelor of Civil Law from McGill Law School and becoming a member of the Quebec Bar in 1994. Richard has served on the board and committees of various community based organizations, and served on the Board and Executive of the Canadian Independent Record Production Association from 2002-2008. In recent years, Richard has been a presenter at various music conferences around North America, presenting on Canadian tax issues for touring artists.

Director of International Client Services Nadine Benny graduated from Concordia University in 2005 with a Bachelor of Commerce – Marketing major – and a certificate from the Institute for Co-operative Education, where she completed internships in advertising, artist management, and the non-profit sector.  A classically trained pianist, Nadine completed the McGill Conservatory of Music program. Nadine speaks French and English fluently and completed a Certificate in Law at Université de Montréal in 2011.

International Client Coordinator Kayla Papps joined RAM Management in 2019 after graduating from McGill University with a Bachelor of Arts in Psychology, and quickly became a valued resource to our office and trusted point person for our music and business management clients.